Loan Officer
We are seeking an energetic and analytical Loan Officer to support our lending activities. You will be responsible for mobilizing deposits, managing loan portfolios, assessing credit risk, and guiding the team. This role suits a sharp individual, ideally an ex-banker who excels at building relationships and maintaining strong balance sheet control.
Type: Full-Time
Location: Lagos
Qualification: BA/BSc/HND
Experience: 2–4 years in banking or finance
Salary Range: ₦50,000 – ₦100,000/month (net)
Key Responsibilities
- Mobilize deposits aggressively and source quality loanable assets
- Assess borrower eligibility through balance sheet analysis and loan monitoring
- Oversee credit risk, ensuring a healthy portfolio and minimal defaults
- Lead and coordinate the loan team, driving performance and compliance
- Use analytics to identify trends, report on loan performance, and recommend actions
- Leverage computer systems and loan monitoring tools for efficient operations
Requirements
- Bachelor’s degree (BA/BSc) or Higher National Diploma (HND)
- 2–4 years of experience in loan origination, credit analysis, or deposit mobilization
- Experience in banking environments is a plus; ex-bankers preferred
- Strong analytical and problem-solving capabilities
- Good command of computer systems and MS Office
- Excellent communication, customer service, and team leadership skills
Why You Should Apply
- Grow professionally in a fast-paced lending environment
- Develop balance sheet management and credit analysis expertise
- Work collaboratively, with room for leadership and impact
- Potential for performance bonuses linked to loan portfolio quality
How to Apply
Interested and qualified candidates should forward their CVs to isensevillejobs@gmail.com, using the position as the subject of the email.
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